Technical Consultant in Chicago, IL – Money Diary

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Occupation: Consultant
Industry: Technology
Age: 35
Site: Chicago
Salary: $ 180,000 + 20-25% bonus (I got a promotion and a raise since my last journal)
Net value : ~ $ 470,000 ($ 178,378 in my 401 (k); $ 77,204 in a Vanguard index fund account; $ 106,618 in an IRA left over from my previous employer acquisition and had to convert my 401 (k); $ 57,012 in a high interest savings account; $ 50,923 in a maturing CD; and around $ 2,000 in Bitcoin which I tend to ignore as it fluctuates wildly)
Debt: $ 0
Paycheck amount (2x / month): $ 4,166.28
Pronouns: she she

Monthly expenses
To rent: $ 2,000 for a one bedroom condo where I live alone.
Utilities: $ 50- $ 100 (for gas and electricity; water, wifi, recycling, etc., are included in my rent)
Gym membership: $ 180 (unlimited access to group classes like yoga, spin, HIIT; I also have a small gym in my condo that I can use for free)
Assurance: $ 85 (medical, dental, life – taken from each paycheque)
401 (k): $ 991 (withdrawn from each paycheque; I maximize my contribution each year and my employer matches up to 6%)
HBO Max: $ 6.25 (shared with my boyfriend, H.)
Netflix: $ 0 (making fun of my sister)
Donations: $ 200 (split between No Child Hungry, Planned Parenthood, and Equal Justice Initiative, plus any other political organizations / campaigns I donate on a one-time basis throughout the year)
Savings: $ 200 to $ 500 depending on the month and what else I have.


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